Our investment models are available exclusively to investment advisor representatives of Cetera Wealth Partners within the Nelson Financial Group OSJ network. Each model is built on a foundation of strategic, globally diversified asset allocation and designed to enhance your clients’ probability of long-term success. Advisors can select from five distinct risk categories to match each client’s investment profile.

Designed for clients pursuing long-term growth, the Aggressive model typically includes approximately 90–95% equities and 5–10% fixed income, with additional exposure to alternatives such as real estate, infrastructure, commodities, and digital currencies through ETFs that track the price of Bitcoin.

The Moderate-Aggressive model maintains a strong growth orientation with approximately 70–75% equities and 25–30% fixed income, balanced by exposure to alternative investments like real estate, infrastructure, commodities, and digital currencies through ETF's that track the price of bitcoin.

Blending approximately 60–65% equities with 30–35% fixed income and diversified alternative holdings, the Moderate model provides a balance between growth potential and downside protection.

The Balanced model blends approximately 50–55% equities with 40–45% fixed income and a complementary allocation to alternative investments such as real estate, infrastructure, and commodities, offering a measured balance between growth potential and capital preservation.

With a focus on preserving capital, the Conservative model holds approximately 35–40% equities and 55–60% fixed income, along with allocations to alternative investments such as real estate, infrastructure, and commodities.